The One percent group born between 1930 & 1946

The 1% Age Group 

This special group was born between 1930 & 1946 = 16 years.

In 2022, the age range is between 76 & 92.

Are you, or do you know, someone “still here?”

Interesting Facts For You . . . .

You are the smallest group of children born since the early 1900s.

You are the last generation, climbing out of the depression, who can remember the winds of war and the impact of a world at war that rattled the structure of our daily lives for years.

You are the last to remember ration books for everything from gas to sugar to shoes to stoves.

You saved tin foil and poured fried meat fat into tin cans.

You saw cars up on blocks because tires weren’t available

You can remember milk being delivered to your house early in the morning and placed in the “milk box” on the porch. The Good Humor ice cream truck coming through the neighborhood.

You are the last to see the gold stars in the front windows of grieving neighbors whose sons died in the War.

You saw the ‘boys’ home from the war, build their little houses that they were so happy with.

You are the last generation who spent childhood without television; instead, you “imagined” what you heard on the radio and you read library books.

With no TV until the 1950s, you spent your childhood “playing outside” There was no Little League. Many kids walked to school.

There was no city playground for kids. You organized neighborhood baseball and football games on vacant lots. You rode your bike everywhere 

The lack of television in your early years meant that you had little real understanding of what the world was like.

On Saturday mornings and afternoons, the movies gave you newsreels sandwiched in between westerns and cartoons.

Telephones were one to a house, often shared (party lines), and hung on the wall in the kitchen (no cares about privacy).

Computers were called calculators; they were hand-cranked.

Typewriters were driven by pounding fingers, throwing the carriage, and changing the ribbon.

‘INTERNET’ and ‘GOOGLE’ were words that did not exist.

Newspapers and magazines were written for adults and the news was broadcast on your radio in the evening. Kids read comic books.

The Government gave returning Veterans the means to get an education and spurred colleges to grow.

Loans fanned a housing boom

Pent-up demand, coupled with new installment payment plans opened many factories for work.

New highways would bring jobs and mobility

The veterans joined civic clubs and became active in politics.

The radio network expanded from 3 stations to thousands.

Your parents were suddenly free from the confines of the depression and the war, and they threw themselves into exploring opportunities they had never imagined.

You weren’t neglected, but you weren’t today’s all-consuming family focus.

They were glad you played by yourselves until the street lights came on.

They were busy discovering the postwar world.

You entered a world of overflowing plenty and opportunity; a world where you were welcomed, enjoyed ourselves and felt secure in your future although the depression poverty was deeply remembered.

Polio was still a crippler.

You came of age in the ’50s and ’60s.

You are the last generation to experience an interlude when there were no threats to our homeland.

The second world war was over and the cold war, terrorism, global warming, and perpetual economic insecurity had yet to haunt life with unease.

Only your generation can remember both a time of great war and a time when our world was secure and full of bright promise and plenty.

You grew up at the best possible time, a time when the world was getting better…

You are “The Last Ones.”

More than 99 % of you are either retired or deceased, and you feel privileged to have “lived in the best of times!”

Amen! It’s great being part of the 1% ….Special Group!


Ep961: Steven R. Gerbsman Managing Principal, – Gerbsman Partners

🧍 Steven R. Gerbsman is a nationally recognized Crisis/Turnaround CEO/Restructuring Professional and Private Investment Banker who has been involved in maximizing enterprise value, stakeholder and shareholder value in a broad variety of industries. He has worked with a wide spectrum of senior and junior lenders, bondholder groups, venture capital and private equity sources, private investors and institutional groups. 

He has acted in the capacity of Crisis/Turnaround CEO, Chief Restructuring Officer, Crisis Consultant, Private Investment Banker, Examiner for the Office of the United States Trustee, a member of the Board of Directors of various companies and Advisor to stakeholder groups.

Gerbsman Partners has successfully maximized the values of 115 companies in a wide and diverse spectrum of industries, ranging from technology, medical device/life science, digital marketing to cyber security, to name only a few.*

In the process, GP has successfully restructured/terminated over $810 million of real estate executory contracts and equipment lease/sub-debt obligations, and has assisted in over $2.3 billion of financings, restructurings and M&A transactions.*

Gerbsman Partners has offices and strategic alliances in San Francisco, Orange County, Boston, New York, Washington DC, McLean, VA, Europe and Israel.

https://youtu.be/jbkzG2q8PxY – You Tube  video link to Steven R. Gerbsman presentation

Steven R. Gerbsman

BLOG of Intellectual Capital 


“A good leader creates followers. A great leader creates leaders”

“Never, never, never give up.” – Winston Churchill

“The seeds planted today are the flowers that will bloom tomorrow.”

M&A deal activity continued to slow through the fourth quarter but has primarily impacted mega-deals rather than SME businesses. The total deal count in technology M&A came in at 1,005 deals and $75.6B in total publicly available deal value, down from the 1,229 deals and $221.3B in total deal value in Q4 of 2021. While public equity markets have fallen, competition for tuck-in acquisitions has maintained valuations for small software and services vendors. Acquisitions of Western European software firms valued less than $500M rose from 3.4x trailing revenue in 2021 to 4.1x in 2022. The competition for small firms should keep valuations steady in 2023. Still, as we turned the page from extremely high valuations in 2021, 2022 has shown us that quality firms can still receive great multiples, albeit a far cry from the 20x revenues we saw a year ago.

DecisionPoint advised on 3 deals during the fourth quarter. In November, DecisionPoint advised Ongoing Operations on their sale to Trellance and Agreement Express’ payment division on their sale to NMI. In December, we completed our final deal of the year, advising Agreement Express’ wealth management onboarding division’s sale to Advisor360.
Q4 2022 ViewPoint Released
Our Quarterly ViewPoint for the quarter ended December 31, 2022, has been released. The ViewPoint is a summary of trends, stock index performances, public valuation multiples, and relevant M&A activity in the services, software, and communications sectors.
Tom H. Wilson, Jr.Managing PartnerDecisionPointo: 704.248.1124 m: 704.560.1415 f: 704.943.5254
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