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Archive for September, 2013

What (not) to wear at work

September 26, 2013: 1:16 PM ET

Ever since grunge-garbed tech heroes captured the zeitgeist, confusion has reigned over corporate dress codes. But it’s smart not to take “casual” too far.

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FORTUNE — Dear Annie: Please settle an argument. I work with a brand-management team of about 20, some of whom I really think take the notion of “business casual” clothing a few steps over the line. The question is, where is the line? I say acid-washed jeans (with holes), yoga pants, and tank tops just don’t belong in the office. Not that everyone has to go back to the old days of wearing suits and ties all the time, God forbid, but it doesn’t help a person’s career prospects if they look like they just rolled out of bed, either.

Several of my coworkers, who show up wearing all kinds of strange and sloppy things, disagree. Their argument is two-fold: First, if your work is really topnotch, it doesn’t matter what you wear, you’re still a star. And second, if Mark Zuckerberg can show up on the floor of the New York Stock Exchange for Facebook’s (FB) IPO wearing jeans and a hoodie, it proves there are no more rules about clothes. What do you say? — Fashion Fan

Dear F.F.: Interesting question. Slowly, over the past 15 years or so, startups’ lack of office dress code has permeated the work world. “It started with ‘casual Fridays’ and devolved from there,” says Lauren A. Rothman, author of a new book called Style Bible: What to Wear to Work.

Rothman is a longtime professional fashionista whose consulting firm, Styleauteur, runs dress-for-success seminars at Fortune 500 companies and elsewhere. She’s frequently called in to coach individual executives on sprucing up their personal style. “For instance, I’ve had law firms and major accounting firms call me and say, ‘Can you work with So-and-So? He’s not going to make partner until he starts looking like one,'” she says.

MORE: Wall Street is ignoring Washington, finally!

There’s a reason for that: “We’d all love to believe appearances don’t matter, but the reality is, packaging counts. What you wear is part of your overall personal brand, your professional image. If you want to move up in your career at almost any big company, you have to look the part. The old adage ‘dress for the job you want, not the job you have’ is still true.”

In other words, if your boss and other higher-ups aren’t coming to work in acid-washed jeans and tank tops, your colleagues might want to take the hint. And as for what Mark Zuckerberg wears, unless your coworkers also happen to be self-made billionaires, how relevant is that?

Some uncertainty over how to dress for work springs from the fact that, although many companies do still have actual dress codes — which tend to vary a lot from one industry, and one region of the country, to another — “managers at most businesses don’t do a great job of communicating what is expected, or what image the company wants employees to project,” Rothman notes. “It’s hard to hold people to a standard if you haven’t told them what the standard is. Nevertheless, most employers do want you to dress differently than you would if you were just hanging out at home.”

In practical terms, that means that, for anyone who wears jeans to the office, “a professional look is still a good idea. Not just any old jeans will do,” Rothman says, adding that office denim should be a dark wash, hemmed so they just brush the tops of your shoes, “not fashionably dragging on the floor, and free of rips, whiskering, or anything else that marks them as overly trendy, or old. Look for trouser-style jeans whose cut resembles dressier pants.”

Style Bible goes into lots of lively detail about how to put together a work wardrobe, depending on your job, your budget, and where you live. In general, Rothman says that some mistakes women make revolve around “the sexiness factor — wearing too-short skirts, too-high heels, or too much makeup.” For men, she’s most often called upon to help address sloppiness, including “stained or wrinkled clothes, or clothes that don’t fit properly.”

Your coworkers who think clothes don’t matter might want to consider a couple of further thoughts. First, Rothman notes that advancing a career these days depends in large part on networking. So “even if you believe that the quality of your work should speak for itself, what about the way you come across to people who aren’t yet familiar with how good your work is?” she says. “If you’re going to networking events, people there are forming first impressions of you based in part on how professional you look.” Until they’ve gotten to know you, they have little else to go on, so it’s smart to make sure your style isn’t getting in the way.

MORE: Fraud detection approaches its ‘Minority Report’ moment

And second, Rothman suggests that those who doubt that clothes matter conduct a small experiment: “Just try dressing more professionally for a week, or a month. Most of us feel more confident and more competent when we dress well. You may even find that other people respond to you differently. It can be hard to command attention and respect when you look as if you just don’t care.

“You have to get dressed every day anyway — you can’t go to work naked,” she adds. “So why not try to make what you’re wearing work for you?” Why not, indeed.

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Welcome To SUPER MAEVE!!

Maeve is in REMISSION – may God bless, protect and give her and family strength and courage

facebook.com/supermaeve

supermaeve.com

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You know me by my everyday name, Maeve, but my true identity is Super Maeve. I am about to fight something that only one-in-a-million kids have; since I’m a one-in-a-million, superhero kind of girl, I’m going to kick cancer’s butt! Here’s the way you can follow my path to victory!

While playing on the playground on March 19, Maeve took a tumble and later began complaining that her stomach hurt. Vu and Megan took her to the doctor for a checkup. While the doctor was unable to find any apparent cause and thought it might be a stomach virus, she decided to send Maeve for further tests just to be safe.

After an ultrasound, it was discovered that Maeve had several tumors: a large tumor in her abdominal cavity, a tumor on and within her liver and several spots on her lungs. The doctors’ initial diagnosis was a rare form of Germ Cell Tumor, which was confirmed by biopsy on Tuesday, March 26. Maeve’s current treatment plan involves four rounds of inpatient chemotherapy, each lasting one week, to decrease the size of the tumors. In between those rounds, Maeve will have an opportunity to recover at home and receive blood transfusions when necessary. Following the fourth round of chemo, Maeve will have a CT scan and surgery to remove the tumors. Another two rounds of chemo will follow the surgery and hopefully seal the deal on removing this cancer from her body for good.

Initially, we expect her treatment to last anywhere from nine to 18 months depending on the speed and level of response the tumors have to the chemo. Once her cancer is in remission, doctors will continue to monitor her progress for the next five years

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The Mobile Payments Rush Is On, And The Winners Will Shape The Future Of Transactions And Commerce
Tony Danova Sep. 24, 2013, 10:15 AM 693 2

PayPal is close to a deal to acquire Braintree, a company that specializes in powering mobile transactions. Meanwhile, Facebook announced that it’s pairing up with payment companies to roll out “Autofill,” which makes it easier for its users to buy things straight from their phones.

Mobile devices are edging closer to fulfilling their long-delayed promise as digital wallets, and tech and financial services players do not want to be left out.

Consumers and merchants are beginning to see the advantage of channeling offline payments through mobile devices, rather than transacting in coins and cash, credit cards — or clunky register systems.

In a new report from BI Intelligence,  we explain the main reasons why mobile payments are poised for takeoff, provide proprietary estimates for the growth and size of the mobile payments market in the years to come, and analyze the specific trends that will help shape the growth in mobile payments, including user concerns around security. We track the demographic and geographic nature of the consumers who will drive the growth, merchant-side adoption, and the mobile payments solutions that will lead the charge.

Here’s a brief overview of the current state of the mobile payments race:

Overall, we’re still in the early stages of mobile payments adoption: As of year-end 2012, only 7.9 million U.S. consumers (less than 90 percent of the total) had adopted a consumer-facing NFC-compatible system like “Google Wallet,” or apps that use QR codes or other methods to generate a payment. But, in-store mobile payments nearly quadrupled last year, card readers are building up real scale, and mobile payments as part of mobile commerce is exploding (PayPal alone processed $14 billion in mobile payments last year).
Increased smartphone penetration in major global countries will help fuel a ton of growth: In Africa, mobile payments have grown as an alternative route of channeling economic activity, since banking infrastructure is poor or nonexistent. In Asia, mobile payments have prospered as a part of a wider smartphone-centric culture that integrates handsets into many facets of everyday economic life and consumer-facing infrastructure. As smartphone penetration increases across the board, so will global mobile payments.
As will large-scale adoption of tablets and smartphones as registers on the merchant side: Many mobile payments solutions for merchants, which transform tablets and even smartphones into registers, still rely on consumer use of physical credit cards. Many mobile payments market estimates miss the fact that small businesses and enterprises are adopting mobile for point-of-sale tools. Merchant-side adoption fuels transaction value growth. The increased convenience, for merchants and consumers, of mobile payments services, which are nearing “convenience parity” with credit cards and cash.
Just how big will mobile payments become? We forecast that, by 2017, the total value of global offline transactions facilitated by mobile devices will reach about $1.5 trillion, up from $120 billion in 2012. In the U.S., transaction value will rise to $244 billion in 2017, from $15 billion last year. The number of mobile payments users globally is set to explode as well. By 2017, the total consumer user-base will climb past the 500 million mark. That will be more than a five-fold increase from the less than 75 million consumers who used mobile payments at year-end 2012.
In full, the special report:

Explains the main reasons why mobile payments are poised for takeoff,
Provides proprietary estimates for the growth and size of the mobile payments market in the years to come
Analyzes the specific trends that will help shape the growth in mobile payments, including user concerns around security, the demographic and geographic nature of the consumers who will drive the growth, merchant side adoption, and the mobile payments solutions that will lead the charge.

Read more: http://www.businessinsider.com/a-primer-on-the-mobile-payments-market-2013-9#ixzz2fpI0o8qr

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Bidding Process – Procedures for the Sale of certain Assets and Intellectual Property of Optify, Inc.

Further to Gerbsman Partners e-mail of September 9, 2013 and September 16, 2013 regarding the sale of certain assets of Optify, Inc., I attach the draft legal documents and wire transfer information that we will be requesting of bidders for certain Assets and Intellectual Property of Optify, Inc.  All parties bidding on the assets are encouraged, to the greatest extent possible, to conform the terms of their bids to the terms and form of the attached agreement and provide the wire transfer prior to the bid date.  Any and all of the assets of Optify, Inc. will be sold on an “as is, where is” basis and will be subject to “The Bidding Process for Interested Buyers”, outlined below.

I would also encourage all interested parties to have their counsel speak with Stephen O’Neill, Esq., counsel to Optify, Inc.

For additional information please contact Stephen O’Neill, Esq, 650 843 2719         oneill.stephen@dorsey.com

Please review in detail, the “Bidding Process for Interested Buyers” below.

The key dates and terms include:

The Bidding Process for Interested Buyers
Interested and qualified parties will be expected to sign a Confidential Disclosure Agreement (attached hereto as Appendix A) to have access to key members of management and intellectual capital teams and the due diligence “war room” documentation (“Due Diligence Access”). Each interested party, as a consequence of the Due Diligence Access granted to it, shall be deemed to acknowledge and represent (i) that it is bound by the bidding procedures described herein; (ii) that it has had an opportunity to inspect and examine the Optify, Inc. assets and to review all pertinent documents and information with respect thereto; (iii) that it is not relying upon any written or oral statements, representations, or warranties of Gerbsman Partners, or their respective staff, agents, or attorneys; and (iv) all such documents and reports have been provided solely for the convenience of the interested party, and Gerbsman Partners (and their respective staff, agents, or attorneys) do not make any representations as to the accuracy or completeness of the same.

Following an initial round of due diligence, interested parties will be invited to participate with a sealed bid, for the acquisition of the Optify, Inc. assets. Each sealed bid must be submitted so that it is received by Gerbsman Partners no later than Friday, October 4, 2013 at 3:00pm Pacific Time (the “Bid Deadline”) at Opitfy, Inc.’s office, located at 712 2nd Avenue, Seattle, Washington 98104.  Please also email steve@gerbsmanpartners.com with any bid.

Bids should identify those assets being tendered for in a specific and identifiable way. In particular, please identify separately certain equipment or other fixed assets.

Any person or other entity making a bid must be prepared to provide independent confirmation that they possess the financial resources to complete the purchase.  All bids must be accompanied by a refundable deposit in the amount of $200,000 (payable to Optify, Inc.).  The deposit should be wired to Optify, Inc.’s attorneys Murray & Murray, A Professional Corporation.  The winning bidder will be notified within 3 business days of the Bid Deadline. The deposit will be held in trust by Optify’s counsel.  Unsuccessful bidders will have their deposit returned to them within 3 business days of notification that they are an unsuccessful bidder.

Optify, Inc. reserves the right to, in its sole discretion, accept or reject any bid, or withdraw any or all assets from sale.  Interested parties should understand that it is expected that the highest and best bid submitted will be chosen as the winning bidder and bidders may not have the opportunity to improve their bids after submission.

Optify Inc. will require the successful bidder to close within a 7 day period. Any or all of the assets of Optify, Inc. will be sold on an “as is, where is” basis, with no representation or warranties whatsoever.

All sales, transfer, and recording taxes, stamp taxes, or similar taxes, if any, relating to the sale of the Optify, Inc. assets shall be the sole responsibility of the successful bidder and shall be paid to Optify, Inc. at the closing of each transaction.

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Apple Delivered A Game-Changing Innovation With The iPhone 5S And The Reviewers Are Freaking Out Over It

Jay Yarow

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POGUE: The Camera And The Flash On The iPhone 5S Are Great

Apple Is Going To Have A ‘Grotesquely’ Low Supply Of The New iPhone 5S On Friday

GENE MUNSTER: I Still Have A ‘High Conviction’ That Apple Announces A Television This Year

The fingerprint scanner Apple built into the iPhone 5S is a smash hit with reviewers.
It’s getting nearly universal acclaim. Walt Mossberg of the Wall Street Journal calls it a game changer.

It sounds like a major innovation that is going to completely change how we interact with our phones. Swiping to unlock is going to be a thing of the past.

Here’s a sample of the reactions:

David Pogue at NYT: “It’s nothing like the balky, infuriating fingerprint-reader efforts of earlier cellphones. It’s genuinely awesome; the haters can go jump off a pier.”

Walt Mossberg at WSJ: “After using Touch ID, I found it annoying to go back to typing in passcodes on my older iPhone.”

John Gruber of Daring Fireball: “Touch ID is way faster than ‘fast enough’. I’d call it ‘I can’t believe it works this quickly’ fast. It’s also very accurate — only a handful of times over the past week have I had to try a second time, and each of those times, I hadn’t really squared up my finger with the sensor.”

Jim Dalrymple of Loop Insight: “The fingerprint sensor solved a problem and makes my handling of the iPhone more efficient. That’s what a feature should do.”

Myriam Joire Engadget: “And it is indeed fast: the scanner was able to pick up all of our fingers in fractions of a second and from any angle. It’s so natural, in fact, that we almost forgot that passwords and unlock screens even existed on the 5s; on countless occasions we tried to unlock the iPhone 5 and 5c with the scanner before realizing that we had to use the “old-fashioned” slide-to-unlock method.”

Scott Stein, CNET: “A few previous smartphones have added fingerprint sensors before, like the Motorola Atrix, but those were more awkward bars that needed finger-swiping. The Touch ID-enabled home button feels invisible; it works with a tap, can recognize your finger from many angles, and feels like it has less of a fail rate than fingerprint sensors I’ve used on laptops. It’s impressive tech. It worked on all my fingers, and even my toe (I was curious).”

Read more: http://www.businessinsider.com/apple-fingerprint-scanner-reviewed-2013-9#ixzz2fFqOSZxD

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Bidding Process – Procedures for the Sale of certain Assets and Intellectual Property of Optify, Inc.

Further to Gerbsman Partners (http://gerbsmanpartners.com)e-mail of September 9, 2013 regarding the sale of certain assets of Optify, Inc., I attach the draft legal documents that we will be requesting of bidders for certain Assets and Intellectual Property of Optify, Inc.  All parties bidding on the assets are encouraged, to the greatest extent possible, to conform the terms of their bids to the terms and form of the attached agreement.  Any and all of the assets of Optify, Inc. will be sold on an “as is, where is” basis and will be subject to “The Bidding Process for Interested Buyers”, outlined below.

I would also encourage all interested parties to have their counsel speak with Stephen O’Neill, Esq., counsel to Optify, Inc.

For additional information please contact Stephen O’Neill, Esq, 650 843 2719         oneill.stephen@dorsey.com

Please review in detail, the “Bidding Process for Interested Buyers” below.

The key dates and terms include:

The Bidding Process for Interested Buyers
Interested and qualified parties will be expected to sign a Confidential Disclosure Agreement (attached hereto as Appendix A) to have access to key members of management and intellectual capital teams and the due diligence “war room” documentation (“Due Diligence Access”). Each interested party, as a consequence of the Due Diligence Access granted to it, shall be deemed to acknowledge and represent (i) that it is bound by the bidding procedures described herein; (ii) that it has had an opportunity to inspect and examine the Optify, Inc. assets and to review all pertinent documents and information with respect thereto; (iii) that it is not relying upon any written or oral statements, representations, or warranties of Gerbsman Partners, or their respective staff, agents, or attorneys; and (iv) all such documents and reports have been provided solely for the convenience of the interested party, and Gerbsman Partners (and their respective staff, agents, or attorneys) do not make any representations as to the accuracy or completeness of the same.

Following an initial round of due diligence, interested parties will be invited to participate with a sealed bid, for the acquisition of the Optify, Inc. assets. Each sealed bid must be submitted so that it is received by Gerbsman Partners no later than Friday, October 4, 2013 at 3:00pm Pacific Time (the “Bid Deadline”) at Opitfy, Inc.’s office, located at 712 2nd Avenue, Seattle, Washington 98104.  Please also email steve@gerbsmanpartners.com with any bid.

Bids should identify those assets being tendered for in a specific and identifiable way. In particular, please identify separately certain equipment or other fixed assets.

Any person or other entity making a bid must be prepared to provide independent confirmation that they possess the financial resources to complete the purchase.  All bids must be accompanied by a refundable deposit in the amount of $200,000 (payable to Optify, Inc.).  The deposit should be wired to Optify, Inc.’s attorneys Murray & Murray, A Professional Corporation.  The winning bidder will be notified within 3 business days of the Bid Deadline. The deposit will be held in trust by Optify’s counsel.  Unsuccessful bidders will have their deposit returned to them within 3 business days of notification that they are an unsuccessful bidder.

Optify, Inc. reserves the right to, in its sole discretion, accept or reject any bid, or withdraw any or all assets from sale.  Interested parties should understand that it is expected that the highest and best bid submitted will be chosen as the winning bidder and bidders may not have the opportunity to improve their bids after submission.

Optify Inc. will require the successful bidder to close within a 7 day period. Any or all of the assets of Optify, Inc. will be sold on an “as is, where is” basis, with no representation or warranties whatsoever.

All sales, transfer, and recording taxes, stamp taxes, or similar taxes, if any, relating to the sale of the Optify, Inc. assets shall be the sole responsibility of the successful bidder and shall be paid to Optify, Inc. at the closing of each transaction.

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If You Already Have An iPhone 5, Do Not Buy One Of Apple’s New iPhones This Year by Kevin Smith

gold-iphone-5s-4

Justin Sullivan/Getty Images

Apple Announces New iPhone 5S That’s Twice As Fast And Has A Fingerprint Sensor

By now you’ve heard that Apple unveiled its newest iPhones yesterday, the 5S and 5C.
The 5S is a faster version of the iPhone 5, which is being discontinued in favor of the colorful iPhone 5C.

If you already have an iPhone 5, you’re probably not considering an upgrade to the 5C. The 5C is essentially the same phone as the iPhone 5, but wrapped in a plastic shell.

I’ve had every iPhone that’s been released since the iPhone 3G, so my first instinct is to automatically want the 5S.

But is it worth it for most people to upgrade every year like I did?

In short, the answer is no.

Physically, the 5S looks exactly like the iPhone 5. The 5S has the same display, nearly identical design, and same screen size as the iPhone 5.

The 5S only separates itself from the 5 with a new gold color, a fingerprint sensor, a faster processor, and a better camera.

The best thing going for the 5S is its new fingerprint sensor, or “Touch ID” as Apple calls it. This new technology lets you use your fingerprint instead of a passcode to unlock your device.

Megapixel-wise the iPhone 5S’s camera is the same as the iPhone 5: 8MP. The difference is that the 5S’s has a better sensor that lets in more light. The flash also has two tones so it will give you more accurate image colors.

Sure, the new camera’s slow-motion feature sounds cool, but there are a ton of apps —Slowpro, for example— that will give you this same ability.

If you have an iPhone 5, you can still update your software to iOS 7, which will give your phone the same look as the 5S along with a ton of the new software features.

For most people, all those new features in the iPhone 5S won’t be enough to justify shelling out the cash for the upgrade. Plus, most carriers only let you upgrade your smartphone at the subsidized price every two years. That means if you have an iPhone 5 but still really want the iPhone 5S, you won’t be able to get it for $199. You’ll likely have to buy it unlocked for at least $650.

Basically, if you are an iPhone 5 owner, it really doesn’t make sense to upgrade unless you are the type of person who always has to have the latest and greatest. You should only upgrade if you have an iPhone 4S or earlier iPhone model.

Plus, there’s a lot to look forward to next year. If Apple follows its pattern, it will introduce a new iPhone with a new design in 2014. And there’s already chatter that next year’s iPhone could have a larger screen.

Read more: http://www.businessinsider.com/iphone-5-vs-iphone-5s-2013-9#ixzz2ecgLuUIf

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