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Posts Tagged ‘Business Insider’

27 things you didn’t know your iPhone could do by Steven Tweedie – Business Insider

Posted in Uncategorized, tagged , , , , on February 14, 2016| Leave a Comment »

27 things you didn’t know your iPhone could do

iPhone 6S Plus ip6spFlickr/TechStage

Even though we use our iPhones all day every day, there are still a handful of features that are relatively unknown.

Some of these features are buried in the Settings menu while others are hidden in plain sight.

Plus, there are a few things Siri can do for you that you may not know about.

(Note: Most of these features are available in iOS 8 and higher, while some are available in iOS 9 and higher.)

View As: One Page Slides

 

Respond to texts without unlocking your phone.

Respond to texts without unlocking your phone.

Lisa Eadicicco

You can respond to texts directly from your lock screen by pulling down on the notification drawer and swiping over to the left on the text notification. You’ll see a “Reply” option, and tapping it will let you type a response without having to unlock your iPhone.

Respond to texts while you’re in an app.

Respond to texts while you're in an app.

Lisa Eadicicco

If you’re in an app, you can swipe down from the top and access the notification drawer to answer a text the same way you would on the lock screen.

See which apps drain the most battery.

See which apps drain the most battery.

Lisa Eadicicco

Want to know why your iPhone battery is draining faster than usual? Head over to Settings >General >Usage>Battery Usage. This will tell you which apps are occupying the most battery power.

View every photo someone has texted you, and vice versa

View every photo someone has texted you, and vice versa

Lisa Eadicicco

There’s an easy way to view every photo and video you’ve sent someone. Just open the messaging thread in the “Messages” app and press the “Details” button in the upper right corner.

Send audio and video messages that self-destruct.

Send audio and video messages that self-destruct.

Lisa Eadicicco

You can send audio snippets and video messages that expire after two minutes. If you head to Settings>Messages and scroll to the bottom, you’ll notice a section for audio and video messages. You can choose to let them expire after two minutes or never.

Share your current location with a friend.

Share your current location with a friend.

Lisa Eadicicco

If you don’t feel like explaining where you are, you can simply send your location to another person via text message. Just tap the “Details” button in the upper right corner of your message thread and select “Send My Location.” 

Let your friends track where you go.

Let your friends track where you go.

Lisa Eadicicco

If you want your friends or a family member to be able to track you as you move, you can complete the same steps mentioned in the previous slide and choose the “Share My Location” instead of “Send My Location.” You can choose to share your location for one hour, until the end of the day, or indefinitely.

Mute text messages.

Mute text messages.

Lisa Eadicicco

You can mute text message notifications for individual contacts and conversations. Just head over to your messaging thread and switch the “Do Not Disturb.”

Leave a group conversation.

Leave a group conversation.

Lisa Eadicicco

Group texts can be effective for reaching many people at once, but also annoying. If you want to leave a group conversation, simply tap the “Details” button in the upper right corner of the group conversation and select “Leave Conversation.”

Name a group conversation.

Name a group conversation.

Lisa Eadicicco

If you frequently chat with the same group or are talking with multiple people about a particular topic, naming a group conversation can be helpful. To do this, head over to “Details” in the message thread and fill in the “Group Name” field with an appropriate title.

Multitask within emails.

Multitask within emails.

Lisa Eadicicco

If you’re in the middle of an email, you don’t need to trash it to return to your inbox and browse other messages. As you’re composing an email, simply tap the top of the message where it says either “New Message” or the subject and drag it down to the bottom of the screen. This will push the message to the bottom so you can look at other emails. When you want to return, simply tap the email to keep editing it.

Forward text messages to other contacts.

Forward text messages to other contacts.

Lisa Eadicicco

You can forward text messages to other contacts the same way you would an email. Just double tap the message you want to forward, press the “More” option that appears next to the text, and that specific sentence, word, or phrase will appear copy and pasted into a new message. Fill in the “To” field at the top to forward that message to someone else.

Use Siri hands-free.

Use Siri hands-free.

Lisa Eadicicco

You don’t always have to hold down the home button to launch Siri. If you have the new iPhone 6S, just say the phrase “Hey Siri”to launch Apple’s virtual assistant (any phones older than the iPhone 6S must be plugged in to a power outlet for this feature to work). Just head over to Settings>General>Siri and turn on Enable Hey Siri first.

Have Siri read anything.

Lisa Eadicicco

You can enable Siri to read articles on websites, books, text messages, and more thanks to one of the iPhone’s lesser-known accessibility features. Head over to Settings > General > Accessibility > Speech. Then turn on Speak Screen and Speak Selection. Now, when you swipe down from from the top of the screen with two fingers, Siri will dictate the content of whatever is on the screen.

Tell Siri how to pronounce names.

Tell Siri how to pronounce names.

Business Insider / Matt Johnston

You can also teach Siri how to pronounce names. First, launch Siri and ask her to say the name in question (i.e. if it’s your name, ask “What’s my name?”). When she answers, tell her that she’s not pronouncing it correctly. Make sure you use her pronunciation so that she knows which word you’re talking about. Siri should then ask you how to correctly pronounce the name. Once you do, she will present three ways to pronounce the name. Choose the correct one, and Siri will remember it.

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Investors around the world are ditching the markets by Linette Lopez – Business Insider

Posted in Uncategorized, tagged , , , on January 29, 2016| Leave a Comment »

Investors around the world are ditching the markets

Not to alarm you — and please don’t call your wealth manager immediately after reading this — but the entire world is going to cash.

Bank of America Merrill Lynch (BAML) sent around a report tracking global fund flows, and since the second half of last year, cash has been the most popular asset in the world.

Over that period, about $7 billion went into the stock market. Fixed-income funds saw $46 billion in outflows, which BAML thinks is mostly due to redemptions from the credit markets, as opposed to, say, the government bond market.

Over the same period, $208 billion went into cash. When we say “cash” we mean the cold, hard stuff, and anything that can easily be converted into it. That includes money-market mutual funds and bank deposits that carry interest. It basically means investors are taking their money out of the markets and sitting it out.

BAML said investors are effectively selling inflation and buying deflation, or the continued decline in the value of asset prices.

The week ending January 27 saw the largest outflows from Treasury Inflation-Protected Securities — which are supposed to provide protection from inflation — in 33 weeks. It also marked the 13th straight week of outflows from bank loan funds and the seventh straight week of outflows from financials.

“All votes of no-confidence in the economy,” BAML said in the note.

In contrast, there have been four straight weeks of “robust inflows” into super safe government and Treasury bonds, and 19 weeks of inflows into muni bonds.

Here are the charts:

There have been huge inflows into money-market funds, while bond funds have seen outflows.

There have been huge inflows into money-market funds, while bond funds have seen outflows.

BAML

Super-secure government and Treasury funds have seen four straight weeks of inflows, according to BAML.

Super-secure government and Treasury funds have seen four straight weeks of inflows, according to BAML.

BAML

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The Fed just put global financial markets on notice by Elena Holodny – Business Insider

Posted in Uncategorized, tagged , , , , on January 27, 2016| Leave a Comment »

 

The Fed just put global financial markets on notice

Federal Reserve Chair Janet YellenREUTERS/Joshua RobertsFederal Reserve Chair Janet Yellen.

The Fed didn’t budge.

On Wednesday, the Federal Reserve kept its benchmark interest rates pegged at 0.25% to 0.50% — as was expected.

So, effectively, not much has changed.

But the Fed made a key change to make clear that it would be “closely monitoring” developments in global financial markets.

Here’s the key sentence (emphasis added):

The Committee is closely monitoring global economic and financial developments and is assessing their implications for the labor market and inflation, and for the balance of risks to the outlook.

The Fed also said that it would keep an eye on international developments as it examines the possibility for raising rates in the future (emphasis added):

In determining the timing and size of future adjustments to the target range for the federal funds rate, the Committee will assess realized and expected economic conditions relative to its objectives of maximum employment and 2 percent inflation. This assessment will take into account a wide range of information, including measures of labor market conditions, indicators of inflation pressures and inflation expectations, and readings on financial and international developments.

When it comes to the Fed’s decisions, generally, its main concern is the US economy. So, often we don’t hear much about its thoughts on what’s going on overseas except for a few mentions in the minutes from each meeting, released three weeks after the initial statement.

But it looks like the Fed is once again eyeing what’s happening abroad as it is materially affecting businesses that make up the US economy.

“Although one could argue they are always monitoring global economic and financial conditions, the phrase ‘closely monitoring’ has traditionally been associated with a Fed that is quite concerned about current events. Combining this phrase with the removal of the phrase which noted that risks are ‘balanced’ highlights the uncertainty within the Committee,” according to UBS economist Drew T. Matus.

“These add up to a FOMC that, while still not willing to remove the option of going in March, is acknowledging conditions that may prevent them from doing so. Indeed, this statement could be read as making the FOMC that much more data dependent heading into the March meeting,” he continued.

Notably, the Fed previously included language about “monitoring developments abroad” in September after a rocky summer — although they subsequently took it out in December.

So now, given that the markets were quite volatile in January and various big US businesses such as Apple pointed in “softness” abroad, it’s not entirely surprising that the Fed again included such a reference.

Still, it’s worth acknowledging that this time around, the Fed’s tone was less intense.

“Note how much more benign the statement [this time] sounds than the warning that was included in the September 17, 2015 policy statement,” observed Credit Suisse’s Dana Saporta.

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Apple’s new 4-inch iPhone will be named ‘5se’ and pack updated hardware and Live Photos – by Eugene Kim – Business Insider

Posted in Uncategorized, tagged , , , , on January 22, 2016| Leave a Comment »

Apple’s new 4-inch iPhone will be named ‘5se’ and pack updated hardware and Live Photos

Tim CookREUTERS/Stephen LamApple CEO Tim Cook.

Apple is coming out with a new iPhone called the “5se” that has a 4-inch screen and a number of new features, like curved edges and the Live Photos feature, 9to5Mac’s Mark Gurman reported on Friday.

The new phone, scheduled for release in April, is basically the same size as the old 5S, but comes with updated internal components and features that were previously only available on the newer 6-series iPhones.

Gurman reported that the “se” is supposed to mean the “special” and “enhanced” edition of the old 5S phone.

Despite the popularity of the iPhone 6 series, there has been some demand for a smaller version of the iPhone, like the 5S. Gurman says that Apple is hoping the new 5se will cause those 5S users to upgrade their old phones.

According to Gurman, the 5se also comes with similar curved edges like the 6S or 6S Plus, and features that include Live Photos and Apple Pay. It also comes with an 8-megapixel camera and the same color options as the 6S.

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Biotech investor: ‘None of us were as smart as we thought we were’ by Lydia Ramsey – Business Insider

Posted in Uncategorized, tagged , , on January 19, 2016| Leave a Comment »

Biotech investor: ‘None of us were as smart as we thought we were’

Screen Shot 2016 01 15 at 4.50.33 PMInvesting.com

It wasn’t that long ago that investors couldn’t get enough of biotechnology stocks. Now it seems as if they can’t get out of the sector fast enough.

The Nasdaq biotech index has dropped by about 17% in the first two weeks of 2016. This comes after it more than doubled in the previous three years during an investment boom that saw record IPO and venture-capital investment volume and a surge in takeovers.

A key part of this is the decline in the broader market. When investors are selling everything, relatively risky investments will drop further and faster, explained Bryan Roberts, a biotech investor who is a partner at the venture-capital firm Venrock.

“Investors get skittish when they see risk assets showing signs of deterioration,” he told Business Insider. “And biotech is absolutely a risk asset.”

In other words, this doesn’t speak to some kind of breakdown in the prospects for biotech companies or drug development, which can take as long as a decade and cost upward of $1 billion.

But it is a reminder that investors who made a bundle betting on the sector in recent years were also riding a wave of risk-taking across the board.

“None of us were as smart as we thought we were for the last three years,” Roberts, who has invested in the sector for 18 years, said.

There are some factors specific to the biotech sector that may be weighing as well. It was a letdown, for example, that there wasn’t much in the way of big news at the JPMorgan Healthcare Conference. The annual event is typically a great time for the industry, and in past years it has been loaded with news that spurred stock gains.

Bryan RobertsCourtesy VenrockVenrock’s Bryan Roberts.

(A massive takeover was struck at the start of the event — Shire’s $32 billion takeover of Baxalta — but it had publicly been in the works for nearly six months by the time it was announced.)

The timing of the market sell-off is particularly bad news for one group of companies. As in 2015, the JPMorgan conference was preceded by a wave of filings for initial public offerings and follow-on share sales.

The companies begin the IPO process right before the conference so they are set up to put a price on their shares by the end of January, Roberts said.

“But what nobody could predict was the downdraft in the market,” he said. “They all flipped confidential before you knew what the market was doing that Monday. And as you will note, no one has flipped to a public filing since.”

Investors already had reason to be wary of biotech IPOs. Half of last year’s IPOs — in which companies raised more than $5 billion — were flops as far as share performance is concerned, according to Bloomberg’s Zachary Tracer.

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